Traffic accidents are an unfortunate aspect of driving. Not all drivers are created equal. Some practice better defensive driving skills and take fewer risks than others. Sometimes we are simply in the wrong place at the wrong time.
That is why insurance rates differ by so much and it is why you should shop around. As your life changes, so do your insurance rates. You should re-evaluate your insurance coverage and rates if any of the following events have happened since you last purchased an insurance policy:
- Changes in your employment
- Marital status
- Credit score
- Over 3 years since a Moving Violation
- Moved to a New Zip Code
- Purchased a new home
- Started a family
- Changed the Type or Number of Vehicles You Own or Lease
Any of these events can change your insurance rates. You owe it to yourself to purchase the best coverage for the best price. Insurance companies are in a competitive industry and sometimes they target certain markets with better rates or offers. Just because your current carrier offered the best price 2 years ago doesn’t mean they are still the best buy.
My-DMV can help with more than just your car insurance. If you leased or purchased a car with less than 20% down payment, you may need Gap Insurance.
We also offer Extended Service Contracts or Extended Warranties for thousands less than car dealers charge.
You may also want to check out our Insurance Primer and Definitions pages. Use our Glossary to understand the fine print.
At my-DMV we have made shopping for insurance easy.